The Risky Business to which I refer is clicking links.
When you click a link, almost any link, it is some risky business out there. Several of my clients are older than I am and as we age, our tolerance
for risk diminishes. (Along with many other things) How can you always be sure that you are not being spammed or phished or whatever new term is coming around. The simple answer is – you can’t.
I work with a team of developers on one of my contracts, so I have a ready resource to help cut down on the risky business. If you don’t have this same advantage, what can you do?
Here are some tips to consider to help you avoid being spammed or phished while browsing the internet, reading emails, or using social media:
1. Don’t Click Suspicious Links
Avoid clicking on links from unknown senders or those that seem “off,” even if they appear to come from a known contact. Always hover over a link to preview the actual URL.
2. Check the Email Address Carefully
Phishing emails often come from addresses that look similar to real ones. Look closely for misspellings or extra characters (e.g., support@amɑzon.com instead of support@amazon.com). If something doesn’t look right, go directly to the website and begin searching for what was suggested in the email.
3. Use Multi-Factor Authentication (MFA)
Enable MFA on your accounts whenever possible. This adds an extra layer of protection even if your password is compromised.
4. Avoid Public Wi-Fi for Sensitive Activity
When using public Wi-Fi, avoid logging into bank accounts, email, or social media unless you’re using a VPN (Virtual Private Network). Personally, I carry a hot-spot when traveling so that I can access my more secure sites on my own internet.
5. Don’t Download Unknown Attachments
Never open attachments from people you don’t know or weren’t expecting. Malicious attachments can install malware or ransomware.
6. Be Skeptical of Urgency or Threats
Scammers often try to scare you into quick action (e.g., “Your account will be closed!”). Take a moment to verify the message through official channels before reacting. If something doesn’t look right, go directly to the website and begin searching for what was suggested in the email.
7. Use Strong, Unique Passwords
Use a different, complex password for each account. Consider using a password manager to keep track of them securely.
8. Keep Software and Devices Updated
Regularly update your operating system, browsers, apps, and antivirus software to protect against known security vulnerabilities.
9. Review Privacy Settings on Social Media
Limit what strangers can see on your profile and avoid oversharing personal information like your location, birthday, or travel plans.
10. Don’t Engage with Spam Messages
Replying to or clicking “unsubscribe” on spam emails can confirm your address is active. Use your email platform’s “Report as spam” function instead.
11. Watch for Fake Accounts and Impersonators
On social media, scammers often impersonate friends, companies, or influencers. If someone messages you unexpectedly asking for money or personal information – verify their identity through another method before responding.
